WealthCAN Privacy Policy Last Updated: December 29, 2025 WealthCAN ("WealthCAN", "we", "our", or "us") is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable Canadian privacy laws. By creating an account, accessing, or using the WealthCAN mobile application, website, and related services (collectively, the "Platform"), you consent to the practices described in this Privacy Policy. 1. Scope and Application This Privacy Policy applies to all personal information collected by WealthCAN through: • The WealthCAN mobile application • The WealthCAN website • The AI-powered chatbot • Related tools, content, and communications This Policy does not apply to third-party websites or services that may be linked from the Platform. 2. Accountability WealthCAN is responsible for personal information under its control and has designated accountability for compliance with this Privacy Policy. Privacy Contact: Email: hello@wealthcan.ca 3. Identifying Purposes We collect personal information for the following purposes: • To create and manage user accounts • To provide access to educational content and tools • To operate and improve the AI Chatbot • To personalize user experience • To communicate with users (service updates, support) • To analyze usage trends and improve the Platform • To comply with legal and regulatory obligations We will identify the purposes for collection at or before the time personal information is collected. 4. Consent By using the Platform and accepting this Privacy Policy, you provide meaningful consent to the collection, use, and disclosure of your personal information as described. You may withdraw your consent at any time, subject to legal or contractual restrictions, by contacting us. Withdrawal of consent may limit your ability to use certain features or the Platform entirely. 5. Limiting Collection We collect only the personal information that is reasonably necessary for the purposes identified. Types of Information We May Collect: • Account Information: name, email address, login credentials • Profile Information: immigration status category (if provided), financial goals • Usage Data: app interactions, feature usage, device information • AI Chatbot Inputs: questions, prompts, and interactions • Communications: messages sent to customer support WealthCAN does not require users to provide sensitive personal information to access core educational features. 6. Limiting Use, Disclosure, and Retention We use personal information only for the purposes for which it was collected unless otherwise permitted or required by law. Disclosure of Information We may disclose personal information: • To service providers and vendors who support our operations (e.g., hosting, analytics) • To comply with legal obligations, court orders, or regulatory requirements • To protect our rights, users, or the integrity of the Platform We do not sell or rent personal information to third parties. Retention Personal information is retained only as long as necessary to fulfill identified purposes or legal requirements. When no longer required, information is securely deleted or anonymized. 7. Accuracy We take reasonable steps to ensure personal information is accurate, complete, and up to date for the purposes for which it is used. Users are encouraged to update their account information as needed. 8. Safeguards WealthCAN employs administrative, technical, and physical safeguards appropriate to the sensitivity of the information, including: • Secure servers and encrypted data storage • Access controls and authentication measures • Restricted access to personal information Despite our safeguards, no system can be completely secure. Users acknowledge that information is provided at their own risk. 9. Openness WealthCAN makes information about its privacy practices readily available through this Privacy Policy. Users may request additional information regarding our data handling practices by contacting us. 10. Individual Access (PIPEDA Principle 9) Upon request, you may: • Access your personal information • Request corrections to inaccurate or incomplete data • Request deletion of your account and personal information (subject to legal obligations) Requests can be made by contacting us at the email address provided above. 11. Challenging Compliance (PIPEDA Principle 10) Users may challenge WealthCAN’s compliance with this Privacy Policy or PIPEDA by contacting us. We will investigate all complaints and take appropriate measures. 12. AI Chatbot and Data Use AI Chatbot interactions may be processed to: • Generate responses • Improve system performance • Monitor for misuse or security issues AI-generated responses are automated and do not involve human review by default. Users should avoid entering sensitive personal or financial information into the AI Chatbot. 13. Cookies and Analytics WealthCAN may use cookies and similar technologies to: • Improve functionality • Analyze usage trends • Enhance user experience You may disable cookies through your device or browser settings, though some features may be affected. 14. Children’s Privacy WealthCAN is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. 15. Changes to This Privacy Policy WealthCAN may update this Privacy Policy from time to time. Material changes will be communicated through the Platform or by other reasonable means. Continued use of the Platform constitutes acceptance of the updated Privacy Policy. 16. Contact Information If you have questions, requests, or complaints regarding this Privacy Policy, please contact: WealthCAN Email: hello@wealthcan.ca By using WealthCAN, you acknowledge that you have read and understood this Privacy Policy.